In a large skillet, heat 1-2 tsp of oil on medium heat and add your ground turkey. Season with taco seasoning and continue cooking until fully browned, about 10 minutes.
While the ground turkey mixture is cooking, make your simple pico de gallo. Combine diced cherry tomatoes, red onion, cilantro, and lime juice in a small bowl. Salt and pepper to taste.
Next, line a sheet pan with parchment paper or a silicone baking mat. Add a layer of tortilla chips, and then top with cooked ground turkey, black beans, and cheese.
Bake in the oven for about 10-12 minutes until cheese is melted. Be sure to peek on them every few minutes to prevent burning.
Remove from the oven and top with pico de gallo, sliced jalapeños, diced avocado, and sour cream. Serve with lime wedges and lots of fresh cilantro! Feel free to add any other favorite toppings and enjoy!