Preheat oven to 400 degrees. Prepare an 9x13” pan by spraying lightly with non-stick cooking spray.
Slice each bell pepper in half from top to bottom. Remove seeds and pith from peppers.
Place each pepper top side down in the pan and bake for 10 minutes.
While the peppers are cooking, heat a large skillet with oil over medium heat. Add ground meat and cook for 5 minutes, breaking apart into small pieces as it cooks.
Add onion and garlic and cook for 5 minutes, stirring occasionally.
Reduce heat to low medium. Add spices (chili powder, cumin, salt and pepper), canned tomatoes, black beans and cooked rice. Continue cooking for 5 minutes.
Stir in 1 cup of cheddar cheese. Adjust seasonings if needed.
Flip peppers over so that the the cut side is up, and stuff evenly with filling. Top with remaining cup of cheese.
Bake for 10-15 minutes until cheese is melted and peppers are tender. Enjoy!
Notes
Be sure to choose extra large bell peppers so that you have plenty of room for filling!